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Terms of Service

Last updated: September 5, 2026

1. Agreement

By registering for Traffic Swarm you confirm that you have read these Terms of Service, understand them, and agree to be bound by them. If you do not agree, please do not register or use this service.

Unless you have received prior written permission from Traffic Swarm, you may only register for one account. Creating multiple accounts to gain unfair advantage will result in permanent removal of all associated accounts and forfeiture of all balances.

2. Promotion Rules

You may not promote Traffic Swarm in any way that could be considered spamming. You may only promote your referral link through traffic exchanges, safelists, and advertising programs that explicitly allow it. Spam complaints will result in immediate account termination and may result in legal action.

Members are entirely responsible for the content they promote using Traffic Swarm. You are responsible for ensuring you have the legal right to advertise any URL and its contents. Traffic Swarm is not responsible for copyright infringement, violation of third-party agreements, or any other legal issues arising from content you submit.

3. Advertising Guidelines

Before submitting a banner ad or URL to Traffic Swarm, read the following rules carefully. Violations will result in removal of your ads, forfeiture of assigned credits, and possible account termination.

The Following Are NOT Permitted:

  • All advertisements must be in English only
  • No frame-breaking websites
  • No rotator-in-rotator sites - your submitted URL must load a single, specific destination page directly
  • No sites that use browser-based mining or exploit visitor device resources (CPU, GPU, or network) for background processing
  • No pop-ups, pop-unders, or exit pop-ups of any kind
  • No fly-in ads or floating ads that move on screen
  • No advertisements with elements requiring closure before viewing can continue
  • No adult or sexually explicit content, pornography, erotic services, sexually oriented dating content, or content intended primarily for sexual arousal
  • No sexually suggestive, provocative, fetishized or exploitative imagery or content that Traffic Swarm considers unsuitable for a general-audience advertising network, whether photographic, illustrated, AI-generated or otherwise
  • No obscene content, hate speech, threats, graphic violence, discriminatory material, harassment, bullying, or content intended to seriously shock, intimidate or disturb viewers
  • No personal attacks, public shaming, ridicule, humiliation, revenge content, hostile call-out pages, or advertisements whose primary purpose is to attack, provoke, embarrass or demean another person, member, business owner or company
  • No publishing or prominently displaying another person's name, username, photograph, Gravatar, profile image, contact details or other identifying information for the purpose of shaming, mocking, targeting, pressuring or encouraging hostility toward that person
  • No advertisements used to continue personal feuds, interpersonal disputes, member-to-member conflicts or campaigns against another person or business, whether the target is named directly or can reasonably be identified from the context
  • No unverified accusations or allegations presented as fact about another person or business, including claims of fraud, theft, scams, non-payment, dishonesty, criminal conduct or similar wrongdoing. Legitimate disputes should be handled through appropriate support, payment-provider, legal or review channels rather than Traffic Swarm advertising
  • No insulting or degrading attacks based on a person's age, appearance, health, disability, privacy choices, decision not to show a real name or photograph, financial circumstances, or other personal characteristics or circumstances
  • No indirect or coded harassment designed to evade these rules. Traffic Swarm may consider the wording, destination page, surrounding context, prior submissions and overall pattern of conduct when determining whether advertising targets another person or business
  • No advertisements promoting pirated software, cracked programs, circumvention tools, or material that infringes another party's rights
  • No viruses, trojans, spyware, malware, phishing, credential theft, suspicious downloads, or other malicious code
  • No advertisements that fail to load, have excessive loading times, or materially change after approval
  • No invalid, non-viewable, blank, suspended or broken websites
  • No PTP (paid-to-promote) websites or cyber chain letters
  • No sites promoting illegal activities of any kind
  • No HYIPs, investment auto-surf systems, illegal gifting programs, or deceptive financial promises
  • No matrix programs, pyramid schemes, randomizers, cyclers, Ponzi schemes, revenue share sites, or get-rich-quick schemes
  • No false buttons, fraudulent offers, impersonation, fabricated testimonials or other deceptive advertising
  • No URL shorteners, cloaked links, masked redirects or other links that conceal the actual destination unless Traffic Swarm has expressly approved them. Submit the direct final destination URL whenever possible
  • No advertisements or destinations designed primarily to evade moderation, disguise their real content, or send reviewers and members to materially different pages

Political Content Policy:

  • Allowed: Educational content about civics, governance, and public policy
  • Allowed: Factual reporting from legitimate news sources
  • Allowed: Community engagement and voter information resources
  • Not Allowed: Highly partisan, inflammatory, or divisive political messaging
  • Not Allowed: Misleading or false political claims
  • Not Allowed: Content that promotes violence or hatred toward political groups

Content Suitability & Approval:

Traffic Swarm is a privately operated, general-audience advertising service. An advertisement does not have to be illegal, fraudulent, or specifically named elsewhere in these Terms in order to be rejected. Traffic Swarm may reject, pause, suspend, or remove advertising that we consider inappropriate, questionable, unsuitable for our audience, inconsistent with the character of our service, likely to create complaints, or harmful to the security, reputation, community, or operation of Traffic Swarm.

Advertising approval is at the discretion of Traffic Swarm. Not every possible reason for rejection can be listed in these Terms. Prior approval does not guarantee continued approval if the advertisement, destination, circumstances, member conduct, or these Terms later change.

4. Credits & PiggyBank

Surfing credits (Nectar Credits) are earned by viewing other members' advertisements and may only be used to purchase impressions for your own banner ads on this platform. Credits have no cash value and cannot be withdrawn.

PiggyBank funds are on-site currency used to purchase advertising services. PiggyBank balances cannot be withdrawn or transferred. Only earned commissions from referral upgrades may be requested as a cash payout, subject to minimum amounts and monthly limits.

5. Commissions & Payouts

Commissions are earned when your referred members purchase a paid membership or make approved PiggyBank deposits. Payout requests are processed manually within 1-7 business days. Traffic Swarm reserves the right to withhold commissions if fraudulent activity is suspected. Maximum 2 payout requests per calendar month per account.

6. Account Termination

Traffic Swarm reserves the right to suspend or terminate any account at any time for violation of these terms, fraudulent activity, chargebacks, or behavior deemed harmful to the community. Terminated accounts forfeit all credits, PiggyBank balances, and pending commissions.

7. Refund Policy

There are no refunds. All sales are final. Please review all purchases carefully before completing them.

8. Changes to Terms

Traffic Swarm reserves the right to modify these terms at any time. Continued use of the service after changes are posted constitutes acceptance of the updated terms. It is your responsibility to review these terms periodically.

Questions? Contact us via our support desk.